About Us

At Ubuntu, we understand that traditional lending methods exclude many MSEs from accessing finance through the use of biased risk vetting criteria. Having worked with over 1,000 startups and small businesses, we truly believe we can help you turn the odds in your favour. 80% of clients who have used our approach, have gotten funding on their first attempt!

Our Approach

By way of illustration, let us introduce you to Karen - a small business owner who supplies stationery to the local municipality. Karen is however always running out of cash to buy stock. She applied to the bank for a small business loan but was turned down because her financial records did not meet the banks's requirements as a funder. At Ubuntu, our approach involves helping Karen to prepare her financials in the way funders expect to see them - so that she is in a better position to receive funding.

Account

Karen is one of 85% of small businesses that do not have formal financial records. Our accounting tool helps Karen formalise her records and gives month-on-month analyses on how her business is tracking against funder requirements.


Learn more about Ubuntu Accountant

Learn

Lack of business understanding is one of the main reasons small businesses like Karen's fail. Our business academy provides Karen with customised training to understand how to close the gap between funder requirements and her business' perfomance, as per the Accountant.

Learn more about the business academy

Grow

90% of business plans are rejected by funders due to shoddily presented business cases. By engaging our advisory services, Karen can use our market insights, forecasting tools and frameworks to put forward a strong business case.


Learn more about consulting options

Within 3-6 months of using our approach, Karen walks away with formalised financial statements, strong business acumen and a credit risk rating - all of which form part of a robust business case for funding.


Consulting Options

Our consulting team is led by alumni of global management consulting firm, McKinsey and Company. We have built business cases that have helped our clients secure millions in funding. Our packages are tailored to your budget, allowing our clients to get top tier consulting at very affordable fees.

Call us on +27 11 679 2 913 or send an email to info@ubuntuequity.co.za and we'll call you back

  • + Two-day timeline
  • + R2.5K standard fee
  • + PDF output showing 5 year forecasted Balance sheet, Statement of comprehensive income and month-by-month cash flows
  • + Telephonic/ email comms used primarily
  • + One week timeline
  • + R5K standard fee
  • + PDF output showing 5 year forecasted Balance sheet, Statement of comprehensive income and month-by-month cash flows
  • + PDF business case in slide format
  • + Telephonic/ email comms used primarily
  • + Three week timeline
  • + Fee determined on a case basis
  • + PDF output showing 5 year forecasted Balance sheet, Statement of comprehensive income and month-by-month cash flows
  • + PDF business case in slide format (more comprehensive and detailed)
  • + Telephonic/ email comms used
  • + Meet ±3 times during project
  • + Four to six week timeline
  • + Fee determined on a case basis
  • + PDF output showing 5 year forecasted Balance sheet, Statement of comprehensive income and month-by-month cash flows
  • + PDF business case in slide format (very comprehensive and detailed, fieldwork research like surveys included)
  • + Telephonic/ email comms used
  • + Meet between 4 and 6 times during project

Call us on +27 11 679 2913 or send an email to info@ubuntuequity.co.za and we'll call you back

View sample business case

Ubuntu in the media

Ubuntu Equity has been featured in a lot of business blogs and publications for its work in entrepreneurship skills development.

Our Clients

" Over 10000 micro & small enterprises

Over 1200 tech startups "


Founders

Lucy
Co-Founder - MD

Lucy has trained over 1,000 small businesses and startups across Southern Africa, assisting them to build business cases that are fundable. Lucy cut her entrepreneurial teeth running a multi-million rand cosmetics business for South Africa's largest retail group, Edcon. She then joined McKinsey & Company where she consulted extensively on business strategy and leadership development before co-founding Ubuntu Equity in 2012. Amongst her notable achievements is her work with Zimbabwe's Muzinda Hub, voted the best incubator in Africa for 2014 & also the Gauteng Accelerator Program, in partnership with the Innovation Hub in South Africa.

Tendai
Co-Founder - Director

Tendai, also an alumnus of McKinsey and Company leads our work on the African continent, furthering financial inclusivity. Tendai works with governments, commercial banks, MFIs and MNOs - assisting them to use alternative risk rating criteria to issue loans to micro-enterprises who do not have credit bureau-coverage. Tendai is the brains behind our risk rating algorithm that uses outputs from our proprietary accounting tool, online business training & credit repayment data to assess the probability of a client paying back a business loan.